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TV Insurance

TV Insurance 2025 – Get Coverage for Accidents, Power Surges & More

• Admin
• March 18, 2025

televisions have become more advanced and expensive than ever. With 4K, 8K, OLED, and smart TV features, protecting your investment is crucial. TV insurance ensures financial protection against accidental damages, power surges, theft, and other unexpected issues.

Why You Need TV Insurance in 2025 – Protect Your Investment

• High cost of repairs – Modern smart TVs come with advanced technology, and the cost of repairing them can be expensive. Insurance helps cover these costs.


• Accidental damage protection – Accidents like screen cracks, liquid spills, or spills can happen anytime. Insurance ensures that you get coverage for such accidents.


• Power surges and power failures – Voltage fluctuations and internal malfunctions are common problems that can damage your TV. A good insurance plan covers these risks.


• Manufacturer warranty limitations – Standard warranties only cover manufacturing defects, but TV insurance also provides coverage to accidental damage and other issues.


• Theft or fire protection – Some insurance policies provide coverage against theft, fire, and other disasters, protecting your investment.

Does TV Insurance Cover Accidental Damage & Power Surges?

Yes, most comprehensive TV insurance policies cover the following:

• Accidental damage – Covers broken screens, liquid spills, and physical impacts.


• Power surge – Protection against sudden voltage spikes that can damage internal components.

However, check the details of your policy, as some insurers may have exclusions or require add-ons for specific damages.

Best TV Insurance for OLED, LED, and QLED TVs in 2025

When choosing the best TV insurance in 2025, consider factors like coverage, price, claim process, and customer reviews. Here are some of the top options:

1. SquareTrade (Allstate)

• Coverage: Accidental damage, power surges, mechanical failures, and screen damage.
• Best For: Comprehensive coverage with easy claim processing.
• Pros: No deductibles, covers old and new TVs.

2. Upsie

• Coverage: Drops, spills, dead pixels, and manufacturer defects.
• Best For: Affordable protection with lower monthly fees.
• Pros: Direct purchase option, no hidden fees.

3. Geek Squad (Best Buy)

• Coverage: Repairs, screen damage, power surge protection, and replacement.
• Best For: TVs purchased from Best Buy.
• Pros: On-site service, extended warranties available.

4. Asurion

• Coverage: Accidental damage, theft, and product defects.
• Best For: Broad coverage, including theft protection.
• Pros: Fast claims, coverage for multiple devices.

How to File a Claim for TV Insurance – Step-by-Step Guide

Filing a claim for TV insurance is a straightforward process, but it requires following the correct steps to ensure quick approval. Here’s a step-by-step guide:

• Review your TV insurance policy for coverage details.


• Check if the damage, theft, or issue is covered.


• Gather required documents like proof of purchase and policy details.


• Take photos or videos of the damage for evidence.


• File a police report if claiming for theft.


• Contact the insurance provider via phone, website, or app.


• Fill out and submit the claim form with accurate details.


• Attach necessary documents like receipts and damage proof.


• Cooperate if an inspection or technician visit is required.


• Wait for claim processing and approval.


• Receive reimbursement, repair service, or a replacement.


• Follow up with the insurer if the claim is delayed.

Conclusion

TV insurance protects your investment from accidental damage, power surges, and theft. With rising repair costs, choosing the right coverage ensures peace of mind. Compare plans to find the best fit and enjoy worry-free entertainment.